Choosing between RRIF and Annuity?

Retirement planning shouldn’t be a guessing game, right?  By turning your RRSP into RRIF and using annuities you can create a stable and tax-efficient income. This could save you thousands in taxes through income splitting.  If you are 65 or older, you can split...

Should you pay off your mortgage or invest in a TFSA or RRSP?     Your choice can shape your financial future. While emotions play a role, let’s dive into the numbers to see the impact!   To make an apples-to-apples comparison, you invest $15,385...

Basics of a Universal Life Insurance Policy

Basics of a Universal Life Insurance Policy Understanding Universal Life Insurance Universal Life (UL) insurance, introduced in the 80s, was crafted as a tax-free investment tool for affluent individuals. Over two decades, it gained popularity for growing wealth and...
Are you planning to start a business?

Are you planning to start a business?

Starting your own business is an exciting and often life-altering venture. It’s a journey filled with crucial decisions, and one of the earliest choices you’ll need to make is how to structure your business. The decision between a sole proprietorship and...