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Basics of a Universal Life Insurance Policy Understanding Universal Life Insurance Universal Life (UL) insurance, introduced in the 80s, was crafted as a tax-free investment tool for affluent individuals. Over two decades, it gained popularity for growing wealth and facilitating tax-free wealth transfer. Key Components: Flexibility : This involves depositing a premium to cover the […]

Retirement planning shouldn’t be a guessing game, right?  By turning your RRSP into RRIF and using annuities you can create a stable and tax-efficient income. This could save you thousands in taxes through income splitting.  If you are 65 or older, you can split up to 50% of your RRIF Income, with your spouse to […]

7 Costly Tax & Estate Planning Mistakes Incorporated Professionals Make – And How to Avoid Them A straightforward guide for doctors, dentists, and consultants who want to protect their family, reduce taxes, and build lasting wealth. A Quick Note from Munish Mehan Hi, I’m Munish Mehan, a Certified Financial Planner (CFP®) and Chartered Life Underwriter […]

1. Delayed Financial Start 2. Poor Integration Between Personal and Professional Finances 3. Overpaying Taxes 4. Lack of Risk Protection 5. Investment Mistakes 6. Burnout and Work-Life Imbalance 7. Business Management Challenges 8. Inadequate Succession or Exit Planning 9. Estate and Legacy Planning Gaps 10. Lack of a Coordinated Financial Team Related Service: Learn more […]