The scenarios below illustrate how we approach planning issues like these for doctors, dentists, business owners and their families. Most of our clients start with a full financial plan — covering cash flow, risk management, retirement, estate, investment and tax planning together — though some engagements are narrower, such as insurance planning alone for risk management or estate tax liabilities, or investment management on its own.
A physician sets up her professional corporation and has to rethink salary vs. dividends, insurance and investing all at once.
Read the scenario →An associate dentist is offered the chance to buy his clinic and has to plan the financing and protection together.
Read the scenario →A business owner starts structuring for a future sale years before any buyer conversation begins.
Read the scenario →A family business owner works through what fair looks like when only one child has worked in the business.
Read the scenario →An incorporated professional plans a bridge income for the years before CPP and OAS begin.
Read the scenario →A decade-old insurance policy gets revisited as income, family and business obligations all grow.
Read the scenario →Every plan starts with a conversation about where you are today.
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