Fee-For-Service Financial Planning in Calgary

Service Details

THE FINANCIAL PLANNER CALGARY TRUSTS

Take Charge of Your Finances and Start Planning Your Future Today.

Tired of managing multiple professionals for your personal and business finances?
Consider an integrated financial advisory firm.
I collaborate directly with your team of experts to create a unified financial plan that brings clarity and peace of mind.
My comprehensive approach combines the expertise of our in-house specialties, ensuring all aspects of your finances are covered.
You can trust me to coordinate and streamline your finances, helping you reach your financial goals.

I am here to provide answers to all your questions — even those you haven’t thought of yet:

• Am I saving enough for future goals like retirement or my children’s education?
• How can I minimize my tax burden and maximize deductions?
• How do I balance my immediate needs with long-term financial objectives?

Contact today to schedule a free consultation and discover how I can assist you.

INDIVIDUAL FINANCIAL PLAN HOUSEHOLD FINANCIAL PLAN CORPORATE PLAN

$1000

For individuals looking to build a clear retirement and estate plan.

A clear plan to optimize your retirement cash flow while minimizing taxes
Comprehensive cash flow planning to ensure you have a solid financial foundation for retirement
Expert guidance on when to collect CPP and OAS so that you can get the most out of your government benefits
Will and estate tax planning to minimize tax bills for your loved ones after you’re gone
Defined Benefit Pension planning to help you navigate the complexities of commutation

An ideal retirement spending plan tailored to your desired lifestyle
Three months of post-delivery support from our team of financial experts to answer questions and provide guidance
Discounted plan updates after delivery so that you can stay on track with your retirement goals
Tax management strategies surrounding the accumulation and decumulation of investments to complement your estate and retirement plans

$2000

For households looking to build a clear retirement and estate plan.

Everything in the Individual Financial Plan, plus...
Spousal income splitting optimization to help you maximize your tax efficiency
Withdrawal strategies from registered accounts that take into consideration both spouses’ relocations
Expert guidance on the optimal CPP and OAS timing that complements the planning of both spouses
Stress tests to ensure the plan’s viability if one spouse or partner dies prematurely

Equalizing average tax rates between spouses to maximize your tax efficiency
Three months of post-delivery support to answer questions, clarify concepts, and discuss any financial planning-related issues that may arise
Discounted plan updates after delivery, so you can ensure that your retirement plan stays up-to-date with your changing needs

$3500

For professionals and small business owners with a corporation.

Everything in the Household Financial Plan, plus...
Corporate income and tax planning to ensure that your corporation is operating as efficiently as possible
Capital Dividend Account administration and utilization to help you maximize your tax efficiency
Expert guidance on transferring assets from the corporate to the personal level in a tax-efficient and timely manner

Alternative retirement scenarios with detailed cash flow and tax analysis, including real estate sales, delaying CPP, inheritance, and business sales
Three months of post-delivery support for answering questions, clarifications, and discussions
Discounted plan updates after delivery, so you can ensure that your retirement plan stays up-to-date with your changing needs

How Does The Process Work?

Retiring is a significant milestone, and I understand its importance. Unlike relying on general guidelines or guesswork, my established process ensures that you can retire confidently. With my approach, you can spend your retirement without fear of running out of money.
Take a look at my process below.

Step 1 - Let's start by getting to know each other

I’ll help you discover your dream retirement and the people you want to experience it with. I will guide you through the entire process of helping you select a plan that suits your needs.

Step 2 - Gathering the information

Once you choose your plan, our team will email you a welcome message. It will have a questionnaire for you to fill out, which helps us gather important information. After you complete the questionnaire, we’ll schedule a meeting to discuss it in more detail and better understand your goals and values.

Step 3 - Plan Presentation: Collaborating on Your Customized Plan

We believe the best plan is one that you can actually use, so we take your input seriously while fine-tuning your plan. We’ll meet again to show you the final plan we’ve put together. We’ll also review and make adjustments to ensure it meets your goals. It usually takes 1 to 2 weeks after you submit your forms to receive the completed plan.

Step 4 - Plan delivery & implementation

At this point, you’ll have the knowledge and confidence to make informed decisions about your retirement plan. Many clients realize the importance of continuous guidance and services. While meeting the minimum investment requirement, I take care of implementing your plan. You can also choose to partner with me for ongoing investment management, retirement income, and tax planning services.

Service Details