Life insurance beneficial if someone depends on you financially such as spouse, kids, parents, grandparents, brother or sister or If you have a mortgage & you want it to be paid off in case of your death? For business owners the insurance requirement reasons could be completely different. The cost of life insurance depends on your age, gender, health and medical history. The younger you are, lesser you pay. Depending on your goals and financial situation, you can choose from Term or permanent life insurance.
Think about – When you have a money tree, do you think the root is important or tree?
Explore Best Corporate Owned Life Insurance Plans in Calgary Canada
Disability Insurance is for the income protection when you cant work due to an injury or illness. There should be a back up plan that what would happen if you don’t work for 6 months? There should be a back up plan in case you get sick or injured, that for how long would your savings last? Think about this – If you had a goose that laid a golden egg, would you insure the egg or the goose?
The proceeds are usually tax-free (Premiums paid by yourself)
It provides a lump sum benefit when one gets critically ill. Most illnesses are covered under these plans. Generally, most of the insurance companies cover between 24-28 illnesses. Few examples are Life threatening Cancer, Coma, Deafness, Heart attack, kidney failure, Loss of limbs, Paralysis, Stroke & Severe burns etc
to your lifestyle at that time.
Not having health & dental coverage is a costly expense from your pocket. We understand that government plans will not cover your for those medical expenses. So in order to fill that gap we have the right plans which will take care of your prescription medication & dental treatment expenses. You have the option of choosing health only or both health and dental coverage. Plans are available for ;
- Issue ages 18 – 69, coverage to age 75
- Single, Couple or Family plans available
